HARP 1.0 & HARP 2.0 Programs
Refinance With HARP
The Home Affordable Refinance Program (HARP) provides homeowners with underwater mortgages the opportunity to refinance. HARP was created to help homeowners achieve a more affordable and stable mortgage.
STEPS TO HARP REFINANCE:
1. Determine whether your mortgage is owned or guaranteed by Fannie Mae or Freddie Mac by visiting their respective Loan Lookup Tools.
2. Contact your current mortgage servicer or another that is approved by Fannie Mae or Freddie Mac to inquire about HARP.
3. Compare rates and costs with additional mortgage companies to ensure best refinance terms.