What, or who, are Freddie Mac and Fannie Mae? Freddie Mac (Federal Home Loan Mortgage Corporation) and Fannie Mae (Federal National Mortgage Association) are government-sponsored entities that were created to…
As the cost of higher education continues to rise, more and more Americans are taking out student loans to finance their education. While student loans can be a valuable investment…
Before submitting any application materials, it’s a good idea to take a moment and check your credit score if you’re planning to purchase a house in the near future. Your…
What is a Home Mortgage Refinance? A home mortgage refinance is the process of replacing an existing mortgage loan with a new one, typically with more favorable terms or features….
The Impact of Interest Rates on the Housing Market The housing market relies heavily on interest rates, which can have a major impact on consumers’ choices regarding mortgages and home…
What is a VA Loan? A VA Loan is a type of home mortgage loan available to U.S. military veterans, active-duty service members, and some surviving spouses of deceased service…
A possible buyer’s worry is that rising interest rates will make it more expensive to take out a mortgage and make a home purchase. Rising interest rates might seem discouraging,…
What bills are calculated in the debt to income ratio? How much of your monthly income goes toward paying off debts is quantified by the debt-to-income (DTI) ratio. It’s a…
What is a Home Inspection? When a trained professional inspects a home, they look at many different aspects of it to determine its overall condition. A home inspection is a…
When buying a house, it’s important to consider the cost of homeowner insurance as part of your budget. Homeowner insurance can protect you from financial losses due to events such…
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